Sunday, July 9, 2017
Not ready to go back to work
I feel like I haven't had a vacation at all. Been packing, storing and fixing stuff all week long. I am ready to get this nonsense in the rearview mirror. I am almost at the point where the contractors will do what is left, I can pack any and all I can live without, and pretty much wait until moving day. A couple expensive bills, but unfortunately necessary. Crawl space is wet since sump pumps don't work, but fortunately, no mold. Have a couple outfits coming to bid on job. Replace sump pumps and replace plastic liner. I did most other repairs I intend on doing. I am burned out. Missed out on Independence day celebrations altogether. On the bright side, my son and his girl dropped off for a short visit on their way back home up north. They hit Nashville for a few days and are heading back. Didn't get to see my grandson, but saw some new videos they took. Need to go back to work to rest up.
Wednesday, July 5, 2017
Yesterday
I moved the mill and stand, the other heavy work bench and a few shelving units, with boxes of tools to the storage unit. Not fun. All trips, except the last one, I remembered to lower the truck cap door. The trip to take the mill, I backed into the garage so I could flip the mill into bed. I hear a horrible crunch, and feel it. I forgot to lower the truck cap door. It barely doesn't clear with no load. I mangled the cap door bad. Fortunately, the garage door got spared. New cap door is $450. Don't think it is worth turning in to the insurance, so it is just an expensive lesson on stupidity.
The home inspection on my house was today. I am still dreading the results. They nitpick every little thing. They did find the sump pumps in the crawl were bad. Most of the crawl is dry, and no mold, so that part is good. He showed me pictures of one of the sump pumps and I instantly got pissed. I can't get in the crawl with the below ground entry, so I rely on other people. When I moved in, my inspector told me the sump pump needed to be replaced. I made it part of the requirements of the seller to fix. My inspector supposedly went in and checked, and approved repair. The picture I saw today was of a plastic bucket, the type you may use to mop your floor, being laid at an angle in a shallow hole and the sump pump was laid inside of it. WTF. I am going to have to fix the mess right, which will include replacing two pumps and new visquine throughout. I paid money to an independent party to check this out. I hate having to rely on people. Not sure what else they are going to list for repairs. I just want all this done. I absolutely hate moving. I am down to mainly furniture now. I will make a couple more trips to the storage unit, but the heavy lifting is done. I am so ready to just chill out.
Tomorrow is going to be the day I hit the banks and line the financing up. I am preapproved through my bank, but I have a couple others I am going to check out. It is suppose to rain the next couple days, so I should be able to just box stuff up and get paper work and phone calls done.
The home inspection on my house was today. I am still dreading the results. They nitpick every little thing. They did find the sump pumps in the crawl were bad. Most of the crawl is dry, and no mold, so that part is good. He showed me pictures of one of the sump pumps and I instantly got pissed. I can't get in the crawl with the below ground entry, so I rely on other people. When I moved in, my inspector told me the sump pump needed to be replaced. I made it part of the requirements of the seller to fix. My inspector supposedly went in and checked, and approved repair. The picture I saw today was of a plastic bucket, the type you may use to mop your floor, being laid at an angle in a shallow hole and the sump pump was laid inside of it. WTF. I am going to have to fix the mess right, which will include replacing two pumps and new visquine throughout. I paid money to an independent party to check this out. I hate having to rely on people. Not sure what else they are going to list for repairs. I just want all this done. I absolutely hate moving. I am down to mainly furniture now. I will make a couple more trips to the storage unit, but the heavy lifting is done. I am so ready to just chill out.
Tomorrow is going to be the day I hit the banks and line the financing up. I am preapproved through my bank, but I have a couple others I am going to check out. It is suppose to rain the next couple days, so I should be able to just box stuff up and get paper work and phone calls done.
Monday, July 3, 2017
Busy
Clearing the garage out now. HUGE job. I got the lathe, one of the two heavy duty work benches out. A lot of stuff boxed and moved. Two of the shelving units gone. I hope to get most of the rest tomorrow. I may get one more unit to store the Mustang in until the new garage is built and ready.
I also did some calking I have been putting off for a while. I fixed an electrical outlet that hasn't been right since I moved in. I swear the electrician that wired this place was extremely weak wristed. I have fixed many switches and outlets since I have been here. Some have loose connections, loose being I can get two turns on the screw tightening it up. Some had loose connections, that turned into burnt connections through arcing. Thus, I have changes several switches and outlets since I moved here. I was trying to fix the lights outside the garage. Dummy me. I forgot they have a sensor and only come on at night. They lit up at dusk. Problem solved :) The home inspection is Wednesday and I am hoping on a good report. Only thing I am not sure about is the crawl space. Don't think there is a problem, but it is a blind area that can have issues. I am going to be happy to get this move over with. I absolutely hate moving.
I also did some calking I have been putting off for a while. I fixed an electrical outlet that hasn't been right since I moved in. I swear the electrician that wired this place was extremely weak wristed. I have fixed many switches and outlets since I have been here. Some have loose connections, loose being I can get two turns on the screw tightening it up. Some had loose connections, that turned into burnt connections through arcing. Thus, I have changes several switches and outlets since I moved here. I was trying to fix the lights outside the garage. Dummy me. I forgot they have a sensor and only come on at night. They lit up at dusk. Problem solved :) The home inspection is Wednesday and I am hoping on a good report. Only thing I am not sure about is the crawl space. Don't think there is a problem, but it is a blind area that can have issues. I am going to be happy to get this move over with. I absolutely hate moving.
Friday, June 30, 2017
Vacation
Spike is home, and freshly bathed. He had a good time. I gagged all the way home as he stunk, bad. In other words, he had a good time for a dog. Made it home and immediately dunked him in the tub. He smells much better and I am very happy to have him home again.
Vacation started today after I finally got out of work. I need to get a little calking done and repair a couple small items before inspection. They will inspect house on Wednesday. Figure I would try and handle a few obvious issues before they are issues. I submitted my report to the house I am buying for them to do some repairs. I knew the furnace was bad when going into deal, and the inspector agreed. I figure I will throw a new furnace, AC unit and water heater at it right away and get it over with. Have him fixing the chimney, some plumbing issues and some clean up of debris. Listed a few other minor repairs. I am going to be happy when this nonsense is over. I am hoping on a clean inspection. The only real area I worry about is the crawl space. I am too fat to get down there, so the last time it was inspected was when I bought the house nine years ago. Not really expecting issues as I don't smell anything and I fixed the drainage so it drains away from house long ago, so hopefully all is dry and well.
Vacation started today after I finally got out of work. I need to get a little calking done and repair a couple small items before inspection. They will inspect house on Wednesday. Figure I would try and handle a few obvious issues before they are issues. I submitted my report to the house I am buying for them to do some repairs. I knew the furnace was bad when going into deal, and the inspector agreed. I figure I will throw a new furnace, AC unit and water heater at it right away and get it over with. Have him fixing the chimney, some plumbing issues and some clean up of debris. Listed a few other minor repairs. I am going to be happy when this nonsense is over. I am hoping on a clean inspection. The only real area I worry about is the crawl space. I am too fat to get down there, so the last time it was inspected was when I bought the house nine years ago. Not really expecting issues as I don't smell anything and I fixed the drainage so it drains away from house long ago, so hopefully all is dry and well.
Thursday, June 29, 2017
Spike comes home tomorrow
I boarded my dog for the week to allow for showing the house. House is sold, I start vacation tomorrow, and my dog comes home. Back to normal for a while. Hitting the butcher shop for some ribs, fire up the grill, and relax. I am so ready to relax and enjoy a bit of downtime. Still have to get some things done next week, but mostly just getting quotes from movers and such. I will make a check list tomorrow of things to do, knock them out, and hopefully be able to chill most of the week. Want to hit the range for a while. Haven't made it out there in a long time. Like to shoot my 9mm AR to test it out. Have quite a few guns I haven't had a chance to shoot yet. I want to lay them all out in the basement at the new house and do a full inventory. I will have a big bedroom that is going to be the gun room. One more month.
Wednesday, June 28, 2017
It's a done deal
Had the home inspection after work for the house I am buying. Making a list of repairs for them. I counter offered on the offer for my house, and, they accepted. Putting in writing tomorrow, and it should be a done deal. I get my house august first. Give up my current house august 9th. Gives me a week to get everything situated. I am anxious to get my dog back home. I boarded him for the week while showings were going on. Probably have a few odd boarding days to cover inspection and any repairs that need to be done. Hopefully all is well. Inspectors always seem to find something though. I start vacation next week. I will go back and talk to the builder about a firmer price on garage with accessories I want. Talk to banks and see which one will work out the best. I hope no snags develop. Kind of weird how smooth things are going. I am expecting something to pop up, but won't be disappointed if all goes well. I need a vacation bad. Hope to cook out a few days and just relax a bit. With the showings over, life can get a bit more back to normal.
Tuesday, June 27, 2017
First offer
Got my first offer on the house today. Third day of showing. Two more couples looking at it seriously. Hopefully be a done deal soon. First offer would work perfectly, if nothing fall through. They want possession eight days after I get my new house. The timing would be absolutely perfect. Have to see if their financing goes alright though. I try not to get my hopes up until all is done. Things can unravel in a heart beat. I will feel much better when all is done. I am on vacation next week and will line up movers and talk to bankers. My realtor gave me the names of a few banks that are suppose to be competitive. We will see. I am preapproved at fifth third, where my current home is through, but they have aggravated me on some of the things about the mortgage process. I won't need a bridge loan after all, but they were rather idiotic on the terms of a bridge loan.
I have enough equity in my home to more than cover the full twenty percent down payment on both houses with plenty left over. They said they couldn't approve a home equity loan to finance my new house. When the smoke cleared, they wanted me to put 5 % down out of my savings on the new house, and then transfer all equity to the new house once old one sells. Since the new loan would be less than 20 percent down, they would require a full years PMI insurance, even though I fully expected the bridge loan to be about a month.
Further idiocy, if I had a home equity loan open, I could expand that loan to get my 20 percent to put on new house. Since I don't have any bad debt, or home equity loan open, I can't open a home equity to purchase new house. How freaking idiotic is that. If I was irresponsible enough to get a home equity loan to go to Hawaii, I could expand that loan to buy a house. Since I have no debt, I can't. I do believe even though I don't need the bridge loan anymore, I am going to thank them by taking my business elsewhere. I am off next week and will be bank shopping.
I am so happy everything seems to be coming together. Can't wait to be sitting on my new patio BBQing and kicking back a bit. I am still researching riding lawn mowers to see which is the best deal. I have been warned against the John Deer riders as I guess some of them are knock offs. I have heard that from a few unsatisfied people. They say John Deere lets someone put their name on them and they sell at the big box stores. I am currently debating on the Husqvarna and the Troybilt. I have had nothing but good luck out of the troybilt products I have bought. Husavarna has a much better warranty. Don't need a huge one. Three more days until vacation. I can't wait.
I have enough equity in my home to more than cover the full twenty percent down payment on both houses with plenty left over. They said they couldn't approve a home equity loan to finance my new house. When the smoke cleared, they wanted me to put 5 % down out of my savings on the new house, and then transfer all equity to the new house once old one sells. Since the new loan would be less than 20 percent down, they would require a full years PMI insurance, even though I fully expected the bridge loan to be about a month.
Further idiocy, if I had a home equity loan open, I could expand that loan to get my 20 percent to put on new house. Since I don't have any bad debt, or home equity loan open, I can't open a home equity to purchase new house. How freaking idiotic is that. If I was irresponsible enough to get a home equity loan to go to Hawaii, I could expand that loan to buy a house. Since I have no debt, I can't. I do believe even though I don't need the bridge loan anymore, I am going to thank them by taking my business elsewhere. I am off next week and will be bank shopping.
I am so happy everything seems to be coming together. Can't wait to be sitting on my new patio BBQing and kicking back a bit. I am still researching riding lawn mowers to see which is the best deal. I have been warned against the John Deer riders as I guess some of them are knock offs. I have heard that from a few unsatisfied people. They say John Deere lets someone put their name on them and they sell at the big box stores. I am currently debating on the Husqvarna and the Troybilt. I have had nothing but good luck out of the troybilt products I have bought. Husavarna has a much better warranty. Don't need a huge one. Three more days until vacation. I can't wait.
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